We are not huge fans of those quickie loans, though we realise that sometimes payday loans are a good choice for emergency credit. Part of our reservation comes from the fact that some people could just qualify for a credit card, which would have lower interest rates and easier terms, and would probably help you build long term good credit.

Our friends at Credit Land have a list of Instant Online Approval Credit Cards. << == Click Me

Even if you have poor credit or new credit, you have options to put some plastic in your pocket! Rather than having to fill out a loan application, and giving a payday loan company the authority to come in and draw money from your account, wouldn’t it be better to get an unsecured credit card to use in case of emergency. In the future you will pay even less for use of credit, and you will open the doors for bigger purchases like cars and homes at great interest rates!

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